PENGARUH TINGKAT KESEHATAN BANK TERHADAP KEMAMPUAN BANK MENGHASILKAN LABA

Bank is trust business which have activities to raise funds from public in
the form of savings and distribute them to public in front of credit or the other
from. The purpose of the banking business is gain profit.
The purpose of the research is to examine influence of CAR (Capital
Adequacy Ratio), BOPO (Operating Expenses Income Expense), NPL (Non
Performing Loan), Size, NIM (Net Interest Margin) and LDR (Loan to Deposit
Ratio) to level on bank ability to produce earnings, ROE (Return on Equity).
The sample used purposive sampling with criteria are public banking listed
at Indonesia Stock Exchange has no merger, acquisition and liquidation on period
2008-2010. Data Analysis with multi linier regression, descriptive statistic test
and hypothesis test at level significance 5%.
The result of this research found that NPL has significant negative effect
to ROE and Size has significant effect to ROE. Where as other variable CAR,
BOPO, LDR and NIM have no significant to ROE.